Im currently with 25plus. I can't get a renewal quote online. Same with quotedevil and anpost. No circumstances have changed either. Any ideas?
Have you tried Chill.ie ? I appreciate that you say there has been no change in circumstances, but is there any chance that you have an old car ? ... I gather some insurers are not providing cover for cars more than X years old (think it's 10, but could be wrong about the age).
Hmm, my car is a 2008. I had a quick look at chill. Cheapest was about 750. Thats a 150 increase on last year. Two years ago it was aroumd 420.
That's not old tbf.... At least you got a quote If you can, stick a named driver on your policy (i.e. the other half, if there's a full clean driving licence there....), that usually reduces the quote a little bit. Suggest you find out if they are authorised by the Irish Central Bank, or the Central Bank of another member state (and just permitted to trade here, with the Irish Central Bank just regulating them for certain consumer issues etc.). The Central Bank of Ireland probably have a list of authorised insurance companies somewhere on their website.
Folks, looking for peoples opinion for my car insurance issue. Was in an accident last year, other person at fault and not insured. I had to go through my own insurance initially to get back on the road as my car was badly damaged. I was advised that my NCB would not be affected as my insurance company would be claiming against MIBI but I have received my renewal quote and my ncb has been affected and my premium has rose by over 50% from €500 to just over €1k!!! To me it appears that my company is benefiting twice on this claim, claiming through the MiBI from damages to my car and also increasing my premium by 50%.
Have you contacted them and asked for an explanation ? If that fails contact the financial services ombudsman @ http://www.financialombudsman.ie
What was your no claims bonus ( percentage) before and what is it now. You will lose your bonus until the MIBI has settled up with your company.
Sorry to hear that mate. From 500 euro to over 1k is more than a 100% increase also not a 50% increase. I'm just mentioning this in case you are appealing this or arguing with them over it. Hopefully you get sorted. It's crap when you get penalised financially for something that wasn't your fault.
I got my renewal in recently and my premium jumped by something similar, even though I wasn't even in an accident and had no claims ! My brokers then got a quote from another company (which apparently is the cheapest available to me ) coming in around €800, so only about 50%-60% up on last year. I ring them up and guess what, after a couple of minutes they can get me a very similar deal from another insurance company for about a hundred quid less, and I'm to believe this is jut down to timing, because it's a new policy that's just been launched (by an existing insurer) on the market. Cnuts.... Needless to say, I'm now going to check every insurance company and broker I can think of, to get a cheaper quote and leave this lot. Same sh1te with 123 a few years ago, this time it's Chill, can't trust any of them imho.
Well lads I know this is a bit off topic but here goes Doing my full driving test on Monday and I’ve just found out that I’ve a worn out CV boot on front left of car.Mechanic has told me car is driveable and there is no danger of anything serious happening as it is only a small car.Dont exactly have the money to get it fixed at the minute so do any of ye reckon that it will be ok to do the driving test?Only way it’s noticeable is when steering wheel is locked to one side and you can hear a clicking sound,or will the tester fail straight away if he hears it?TIA
Have no idea if the tester will fail you straight away, but if it was me I'd try to find another car to do the test in...
Just curious to know are people's renewal still going up? And where do people think the best deals are had. Not due for renewal for another two months but wouldn't be surprised to see it jump again as it has for the previous 3 years.
Was pleasantly surprised that my renewal quote was down this year. Insurance with the same company cost me €85 less.
Got my renewal from Chill.ie a couple of weeks ago, just over €900 with Axa . Went direct to them and got it for €800 with better coverage.
I've been with the same crowd for years because they were giving me the best deal by quite a bit ahead of the market (it's through Glennons brokers) even though it had been creeping up ever year, this year was the first year that it went down by about €60 without even having to haggle, after haggling it was closer to €60.
Ha my bad, it was about €100 after haggling, the old "daily special" that they always seem to be able to muster while you're on the phone but will never be available again
I renewed in Q1 this year, existing crowd tried to stick my premium up significantly, despite having no good reason. I ended up going with Supervalu insurance after getting about 15-20 quotes, ironically their underwriters were the same crowd I was leaving through another large broker, and I got €30 worth of Supervalue points and vouchers. Definitely worth checking them out imho.