I was involved in a little accident. I reversed into someone causing minor damage to their car. I gave my telephone number and said Id pay to fix the damage, to let me know. Now it was a really small dent. No gardas or anything were called. Basically they are after calling me just now claiming the car is badly damaged, worse than they thought. Looking for my insurance details which I didn't give. They are looking for alot of money, what do people think I should do. There is no way I fancy paying way over the top or going through my insurance. What do people think I should do?
You hit their car so as you are paying you can bring it to a mechanic of your choice. That's what you should do as then you will know exactly what the damage is.
Correct. I guess its fine saying it now but at the time it would have been ideal if you could have taken a photo of the damage done to their car incase it did go further. But if you have a mechanic that you use to service your car just try and ask him to call down and have a look at their car and hopefully he can give you a good and cheap estimate.
Tell them you have your own guy and that he will call up to them don't let call over to you as you don't need anymore hassle!
Well I suppose they really should have called the guards when it happened. It's what I would have done. It was so minor though, can't believe what they are now saying. F*** it, gonna stick it out see what happens
If there was any major damage done am pretty sure they would have called gaurds at the time.they probably got home got talking to a few people and trying to make a few euro off you.tell them u will get the car fixed on your terms at your garage at the right price.if they dont like that then tell them to go where the sun dont shine..
as far as I know, you are obliged to tell the Gardai but a lot of people don't bother - might be an idea for YOU to log the incident with the gardai and it might look better from your point of view if they do tend to cause a fuss. You know, if YOU call the Gardai, it means it's one less thing they can threaten you with. The Gardai have to be called if there's an obstruction on a public road. But with small incidences like this, it's only really for them to log details of it. Just in case. But I think the lads are right in saying you should just tell them your garage man will fix it.....
not so sure about that. I think the person who's car was damaged can bring it to who they like but if you think you're been over charged you can get second opinion. Well that's what a panel beater told me a week ago after one of our drivers hit a parked car. You didn't happen to take a picture of the damage with your phone by any chance ?
If it's your fault, they are within their rights to go to whoever they want... no matter how expensive it is. If they are being dicks about it, you will be better off going through insurance... but you can't show up with "your mechanic" and say oh he can fix it... it's completely up to them..
Ah mate, Sorry to read this, though at least no one was hurt. I'd swap insurance details (insist on getting their details first) and report the accident to the Gardai immediately - once no one was injured, then I don't think the Gardai have to be called out to the accident but particularly now, with the other person changing their story I'd get it all on record ... likewise, phone your insurance company and give them the full details but tell them you want the case assessed as your not in agreement as to who is at fault, or the damage caused (including to your own car, or yourself potentially). Where there any witnesses, passengers in either car etc ? - Pitty you didn't take any photos, but we all think of things like this when it's too late so no worries - from what your saying, it sounds like it could become a bit of a stitch up, trying to get more dosh out of either you or your insurance company. I'd not admit any liability here, if I were you ... but I would take out a note book and write down everything I remember about the accident, from the time leading up to it to the conversation which took place afterwards. Extreme as this may sound, if this ends up in a Court Room, your notes will be very important when your' asked to give an account of what happens. (I went through a little bit of this stuff a few years back when the Mrs crashed a taxi driver, though thankfully it didn't go to court ... but we still learnt a few things the hard way and only realised the mistakes a bit late on).
My car got damaged last year.only difference was the guards were called.The person who damaged it wanted to bring it to 'his' own mechanic,guards laughed at him and told me i would have to get 2 quotes,which i did and they had to pay the lowest qoute.I woulnt pay if you think there taking you for a ride,but you did admit it and take responsibility as a person forcyour silly actions.
100% correct. You are paying at the end of the day so if you can get a better quote and the job is done properly that's all that matters.
Get a grip they are not within their rights no matter how expensive. Seriously! My mate had a similar situation and his qoute was €250 less than the quote of the person he backed into!!!!
Ah mate so sorry to hear that. Firstly you need to report the accident to the gaurds and give a statement by law you should do this anyway. Then you need to inform them that you have made a statement to the guards and that you are having an assessor from your insurance company to look at the damage. Did you take a photo at the time as this would help your case. This happened to me a few years back on the mad cow round about a car served in front of me I braked and touched the back of her car. The bumper fell off and the boot lid was crimped I couldnt believe it as there wasnt a scrape on mine. I rang the guards and told her to stay there until the guards came. Then I realised there was no number plate on the back of the car. so I wandered around to the front and took the number. All of a sudden she drove off. I reported the accident to the guards and later they informed me it was a scam from a garage
As some have said, ring him back saying your are reporting the accident to the Garda and your insurance company who will be sending out assessor to check the damage. They might change their tune then.
It's like this, your trying to be decent about it...I literly SCUFFED the back of a guys car..... he was gone ahead at a yield sign & the a*swipe stopped dead in the slip/joining lane, as I looked over my right shoulder to look at the main lanes- WHICH WERE FCUKING EMPTY ! The wnaker wanted my insurance details etc. I wouldn't give them to him ! It was a 30mm SLIGHT scuff mark on the back of a 94 Ford !....i gave him my number to appease him.....anyways, the fcuking guards rang a week later saying this guy was in & said I drove into the back of him ! I COULDN'T BELIEVE IT... the guard said he'd looked at it & couldn't see anything ! BUT that I've admitted it in talking to him & MY insurance would pay out because it was from behind, no questions asked ! well I was fcuking fuming...ESPCIALLY when the guard said he was complaining of a sore neck & back - I swear if I was near the bsatard I would've choked him !! Guard said he had bill of E550 to get it resprayed & that if it were him he'd pay it to avoid insurance hike.... Met the snide english cnut & paid him & told him if I heard about this again he WOULD have a sore neck !.....still makes me sick when I think of it ! In conclusion, the evidence points to YOU been hit from behind by them ! Put that in their pipe & tell them to smoke it
The person that has the damaged car has the right to get the car back to its original state, that might mean a new panel rather than fixing the current one no matter what the damage is. Lot of factors here, how old and expensive the other car is etc. If its an old car then a reapir is grand but if i walked out of a garage with a new car and someone backed into it id want a new panel. I thought the garda just ensure both parties are legal to drive on the road, they dont get involved in insurance disputes etc?